Most of us love a good firework display as we celebrate different festivities. They are a common feature to celebrate the dawning of a new year. However, if not handled properly, they can cause destruction and injury to you, your loved ones and other people in your area....
As we face long hours of power cuts across the country, people and business have increased the use of generators as an alternative energy source.With the use of the generators comes the inherent risks of fire and related incidents that can lead to loss of human life and damage...
Providing a service to the public comes with risks such as possible injury, illness, death or damage to property for which your business could be held liable. Hospitality liability insurance is one of the most important covers that a hospitality business...
This policy provides protection to the owners and operators of airport complexes against material or non-material damages occurring on the territory of an airport or on board an aircraft to which they provide catering...
Crop insurance is a very broad area of cover for field, horticultural and plantation crops against losses due to a number of causes. The following are the common forms of coverage but bespoke cover is available even for crops or farming operations not listed...
This policy covers mobile equipment such as excavators, mobile cranes, construction plant, mining plant, forklifts and other self-propelled plant vehicles. Static heavy equipment which operates within the premises or in the open is also...
This policy is comprehensive and is suitable for the financial services sector companies like banks, micro-finance companies and bureau de change. It provides cover against the direct financial loss and legal liability costs to a financial institution in the following...
There are various Cargo insurance solutions which depend on the scope of business activity and geographic limits of...
Over-insurance is having excess insurance coverage/policies that covers the same risk or having insurance cover in excess of the value of the possible loss that the mine can experience. More often and rightly so, mines are focused on ensuring that they are not...
While most mining companies have adopted a “Zero Injury” policy and have installed good safety and health operational systems, employee injuries still occur even outside the company premises.Personal Accident Insurance provides cover in the unfortunate event that an...