Providing a service to the public comes with risks such as possible injury, illness, death or damage to property for which your business could be held liable. Hospitality liability insurance is one of the most important covers that a hospitality business...
This policy provides protection to the owners and operators of airport complexes against material or non-material damages occurring on the territory of an airport or on board an aircraft to which they provide catering...
Crop insurance is a very broad area of cover for field, horticultural and plantation crops against losses due to a number of causes. The following are the common forms of coverage but bespoke cover is available even for crops or farming operations not listed...
This policy covers mobile equipment such as excavators, mobile cranes, construction plant, mining plant, forklifts and other self-propelled plant vehicles. Static heavy equipment which operates within the premises or in the open is also...
This policy is comprehensive and is suitable for the financial services sector companies like banks, micro-finance companies and bureau de change. It provides cover against the direct financial loss and legal liability costs to a financial institution in the following...
There are various Cargo insurance solutions which depend on the scope of business activity and geographic limits of...
Over-insurance is having excess insurance coverage/policies that covers the same risk or having insurance cover in excess of the value of the possible loss that the mine can experience. More often and rightly so, mines are focused on ensuring that they are not...
While most mining companies have adopted a “Zero Injury” policy and have installed good safety and health operational systems, employee injuries still occur even outside the company premises.Personal Accident Insurance provides cover in the unfortunate event that an...
This policy falls into the category of construction covers and it mainly focuses on covering the risk of loss arising out of building civil works structures. Covered parties include the main contractor, subcontractors, and in some cases suppliers and manufacturers of material...
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