Over-insurance is having excess insurance coverage/policies that covers the same risk or having insurance cover in excess of the value of the possible loss that the mine can experience. More often and rightly so, mines are focused on ensuring that they are not...
While most mining companies have adopted a “Zero Injury” policy and have installed good safety and health operational systems, employee injuries still occur even outside the company premises.Personal Accident Insurance provides cover in the unfortunate event that an...
This policy falls into the category of construction covers and it mainly focuses on covering the risk of loss arising out of building civil works structures. Covered parties include the main contractor, subcontractors, and in some cases suppliers and manufacturers of material...
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This policy provides cover for your buildings and structures against loss or damage due to a number of accidental means, unforeseen circumstances, natural disaster or the intentional acts of malice by...
This policy falls into the category of construction covers and it mainly focuses on covering the risk of loss arising out of the erection and installation of machinery, plant and steel structures including electrical works. Covered parties include the main contractor,...
Bonds and Guarantees are integral financial tools that aid business...
Industrial business operations often pose a risk of pollution or environmental damage. This may result in third-party or regulatory body claims for nuisance, bodily injury or damage to property, clean-up of contaminated areas, restoration of biodiversity, on-site or off-site,...
Insurance for the art and antiques sector. Whether one is a collector (private or corporate), exhibitors, galleries, auction houses, dealers or jewellers, the insurance solutions enable you to rest knowing that your collection is...
As the world goes green and focuses on climate friendly energy sources, specialised insurance solutions are available for Solar, Hydro and Wind projects. Insurance covers are available from the planning stage of a project, project implementation (construction/erection) and the...
There are various types of professional indemnity insurance policies unique to industry occupations for instance a policy for Doctors differs with that for Lawyers, Architects or Insurance Brokers. Where a professional service provider causes a loss, they are liable to...
Crew Personal Accident insurance is specifically designed to address the needs and risks of the boat officers and crew. It is a 24 hour worldwide cover though it can also be restricted to cover during actual working hours on the...