This policy provides cover to the employer for liability to employees for work-related bodily injury, disease or death and amounts that the employer shall have to pay in terms of Section 74 (1) of the NSSA Notice 1990.
However, this policy does not cover legal costs from employee lawsuits charging discrimination, sexual harassment, or wrongful termination. These are more adequately covered under an Employment Practices Liability insurance (EPLI).
This policy provides cover for companies in the hospitality sector like hotels, motels and lodges.
This policy covers the business for loss or damage to machinery due to covered breakdown causes and the subsequent loss of profits due to the downtime of the machinery.
This policy covers you against loss of money whilst kept within the premises and during transit. The cover is on an all-risks basis including loss from burglary, holdup, robbery, theft, fire or any other fortuitous. Money is defined to include cash, coin, bank drafts, currency notes, treasury or promissory notes, cheques (signed and blank cheques whether crossed or not), bonds, bills of exchange, postal orders, money orders and current postage stamps held. Certain warranties maybe applied on the transit of the money depending on volumes insured and frequency of transits.
Owning and operating a boat whether for personal leisure or commercial use comes with certain risks which require adequate insurance cover.
The Marine Hull and Liability insurance covers damage or loss to the vessel, including its machinery and equipment, as well as legal liability to any third party due to the boat’s operations or the actions of the crew.
Drones and other types of unmanned aerial vehicles (UAV) now play an
ever increasing role across businesses globally. As their use rises, the risks
associated with their uses also increases. Our drone insurance solutions
are ever changing in line with growth in the industry and regulations.
Aviation Hull and Aircraft Liability Insurance provides cover against loss or damage to aircraft, spares and any liabilities arising from the use of aircraft. This is a very specific and customised cover.
This policy covers the cost to repair or replace electronic equipment such
as computers, servers, printers and similar office machinery in case of
damage or theft.
When employees working alone or in collusion with outsiders
misappropriate or steal assets or money, the business suffers a financial
loss.
Fidelity Guarantee insurance provides cover for losses incurred due to
these criminal acts committed by employees and third parties. Insured
events include theft, fraud and misappropriation.
The Aviation Personal Accident provides financial cover for accidental death, temporary or permanent disability for crew, ground personnel or other insured people either on a flight risk only basis or on a 24-hour basis. Loss of Licence insurance provides financial cover to pilots, air traffic controllers and other licenced aviation specialist in the event of permanent or temporary revocation of an aviation licence, due to
accident and/or illnessThe Aviation Personal Accident provides financial cover for accidental
