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With the prospects of Cyclone Freddy, which has already hit Madagascar, possibly coming to Mozambique and Zimbabwe, homeowners should be prepared for the damage it may cause.
Here are a few ways you can help reduce the damage and its impact from this cyclone:
If your home is not yet insured, get it on cover. If you have insurance, check if it’s up to date and if it covers flooding both for the house and perimeter walls.
If in the unfortunate event that the worst occurs, insurance will enable you to rebuild your home.
Remove old trees and overhanging branches as these may cause damage if they snap during a cyclone.
Clear all the water drains including those outside your yard to ensure that water flows away from your home. If possible, create temporary gullies to guide the flow of water.
Check the roof and repair loose tiles, eaves and screws. Clean gutters and secure loose items that could cause damage in high winds.
Identify a secure room in the house in case you need to take shelter during the cyclone. Store your key documents away from the home or in a waterproof packaging.
Just in case your area becomes inaccessible due to the impact of the cyclone, make sure you have enough non-perishable food & bottled water, bandages and medication as part of your emergency kit.
If you are in the areas identified as possible paths for the cyclone, have an evacuation plan just in case you may need to leave you home. Also check with the local authorities and relevant government rescue departments for their evac plans for your area.
Get in touch with us if you would want your home insured on (0242) 744048/79, info@riskmanagers.co.zw or use the self service quote section on this website.
We are the leading Insurance broker in Zimbabwe providing bespoke risk management and insurance solutions to clients.
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