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Water risk management in Tailings Dams

A weak water risk management approach and ensuing low strength or brittle behaviour affect the general risk of a tailings dam facility. This can impact your insurance premiums and your internal risk management programme costs. Globally, most tailings dam failures when investigated showed poor surface water management and related low strength tailings.

by FirstLink Insurance

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September 17, 2023
NEWS
Event Cancellation Insurance

Planning an event such as a concert, marathon or corporate event, often requires investing significant sums of money for it to succeed. Unforeseen circumstances can arise causing financial losses for the organisers if the event fails to proceed as planned. Event cancellation insurance provides cover for a specific event or series of events. It often is tailored to the specific needs of the event and can vary in terms of coverage but usually protects event organisers from financial losses due to cancellation, postponement, or abandonment.

by FirstLink Insurance

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September 3, 2023
NEWS
Bullion Insurance

Bullion insurance covers against the loss of gold, diamonds and other precious minerals at an insured site or in transit. The ‘all risk’ cover provides physical loss or damage protection, inclusive of theft and transit risks.

by FirstLink Insurance

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August 22, 2023
NEWS
Protect yourself from Financial Scams

Most of us have received or come across unsolicited lucrative investment and financial offers. Whether it’s the limited time investment offer, the inheritance of an unknown relative or the fraudulent bank communication, here are some ways to protect yourself from financial scams:

by FirstLink Insurance

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August 9, 2023
NEWS
Advance Payment Bonds in Construction

Many large construction projects require the purchase of materials in advance to avoid being impacted by changes in prices or availability of materials later. There is always a risk to the Employer in advancing money to a contractor to purchase these materials. An Advance Payment Bond or Guarantee is an insurance product that protects the Employer for the money being advanced to a Contractor. The Bond will provide cover should the Contractor default on completing the project after being paid in advance. While there is a cost in providing the Bond, it greatly assists the cash flow of the Contractor while protecting the Employer.

by FirstLink Insurance

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July 20, 2023
NEWS
Power Surge Protection

Our offices and homes are now filled with sophisticated electronic equipment. A power surge can damage these electronic devices beyond repair. A power surge or electrical spike is a short-term increase in voltage. Several events can cause power surges e.g. when the power comes back after load shedding and causes a sudden surge in electrical loads, lightning, local transformer malfunction or using gadgets with a mismatched rating to your office or home power supply.

by FirstLink Insurance

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July 18, 2023
NEWS
Worker Protection at Construction Sites

The nation is currently experiencing growth in the construction sector due to government projects, private sector projects and residential projects by individuals. Resultantly, many new medium sized construction companies have been formed to meet this growth.
Based on our experience advising clients in this sector, we give the following common areas where worker injuries occur and tips to minimise them:

by FirstLink Insurance

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July 10, 2023
NEWS
Men’s Wellness Dare

We closed June with a Men’s Wellness Session with clients looking at mental, sexual and social expectation pressure facilitated by Vitality Wellness. We had a great time of unwinding, encouragement and connecting as men of all ages.

by FirstLink Insurance

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July 6, 2023
NEWS
Construction Insurance: Delay in Start Up Insurance

Delays in construction/erection projects can impact the start-up time of a project and subsequently the profit that the business was supposed to make.

by FirstLink Insurance

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July 3, 2023
NEWS
Insurance and Financial Independence

Yesterday, 25 April, was International Financial Independence Awareness Day.
Having a tailored insurance structure is one of the ways you can achieve Financial Independence. Achieving financial Independence ensures you can pursue your dreams without having to worry about financial constraints. Insurance reduces the financial impact of risks thereby increasing your ability to be financially independent in the following ways:

by FirstLink Insurance

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April 25, 2023
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